All licensed mortgage loan originators must complete annual continuing education (CE) to renew their NMLS mortgage license. For most states, the NMLS recommends that CE is completed by the SMART deadline. Not sure what your state’s NMLS renewal deadlines are? Here’s a quick guide for your reference:
The Deadlines You Can’t Afford to Miss
The SMART Deadline: December 6th
To ensure a smooth license renewal by January 1st, complete all your CE requirements by this date. It’s your first and best target, ensuring all credits are processed in time for the new year.
At-Risk-to-Miss Deadline: December 13th
If December 6th passes you by, aim for December 13th. This gives you a last-minute opportunity to meet your CE requirements, though it’s cutting it close for January 1st renewal.
Final Cut-off: December 27th
This is your absolute last chance to meet CE requirements, but beware: completing your CE this late means your license won’t renew on January 1st. You’ll be unable to originate loans until everything is processed.
State-Specific Deadlines
Some states have earlier deadlines to ensure your renewal application is processed in time. Being aware of and adhering to these can save you a lot of stress. We have listed deadlines by state below.
| State | Deadline |
|---|---|
| Alabama | December 27, 2024 |
| Alaska | December 27, 2024 |
| Arizona | December 27, 2024 |
| Arkansas | December 27, 2024 |
| California (DFPI) | December 27, 2024 |
| California (BRE) | December 27, 2024 |
| Colorado | December 27, 2024 |
| Connecticut | December 27, 2024 |
| Delaware | December 1, 2024 |
| District of Columbia | November 1, 2024 |
| Florida | December 27, 2024 |
| Georgia | October 31, 2024 |
| Guam | December 27, 2024 |
| Hawaii | December 27, 2024 |
| Idaho | December 1, 2024 |
| Illinois | December 27, 2024 |
| Indiana (DFI) | December 27, 2024 |
| Indiana (SOS) | December 27, 2024 |
| Iowa | December 1, 2024 |
| Kansas | December 1, 2024 |
| Kentucky | November 30, 2024 |
| Louisiana | December 27, 2024 |
| Maine | December 27, 2024 |
| Maryland | December 27, 2024 |
| Massachusetts | December 27, 2024 |
| Michigan | December 27, 2024 |
| Minnesota | December 27, 2024 |
| Mississippi | December 27, 2024 |
| Missouri | December 27, 2024 |
| Montana | December 27, 2024 |
| Nebraska | December 27, 2024 |
| Nevada | December 27, 2024 |
| New Hampshire | December 27, 2024 |
| New Jersey | December 27, 2024 |
| New Mexico | December 27, 2024 |
| New York | December 27, 2024 |
| North Carolina | December 27, 2024 |
| North Dakota | December 27, 2024 |
| Ohio | December 27, 2024 |
| Oklahoma | December 27, 2024 |
| Oregon | December 27, 2024 |
| Pennsylvania | December 27, 2024 |
| Puerto Rico | December 1, 2024 |
| Rhode Island | December 27, 2024 |
| South Carolina (BFI) | December 27, 2024 |
| South Carolina (DCA) | November 30, 2024 |
| South Dakota | December 27, 2024 |
| Tennessee | December 27, 2024 |
| Texas (OCCC) | December 27, 2024 |
| Texas (SML) | December 27, 2024 |
| Utah (DFI) | December 27, 2024 |
| Utah (DRE) | December 27, 2024 |
| Vermont | December 1, 2024 |
| Virginia | December 27, 2024 |
| Virgin Islands | December 27, 2024 |
| Washington | December 15, 2024 |
| West Virginia | November 1, 2024 |
| Wisconsin | December 27, 2024 |
| Wyoming | December 27, 2024 |
Need CE for yourself or your team?
Call us today at (800) 943-7053 or visit https://www.mortgage-education.com/#CE