Summer’s in full swing, and after a busy spring season, you’ve finally cleared your pipeline and maybe even enjoyed a well-deserved vacation. But suddenly, it’s July 12th, the date the NMLS started reminding Mortgage Loan Originators (MLOs) about their 2025 Continuing Education (CE). If you haven’t received that gentle reminder in your inbox yet, consider yourself lucky. But trust me, it’s coming.
Why Waiting Until December is Risky
We’ve all been there: December rolls around, closings pile up, holiday events fill the calendar, and suddenly you realize you haven’t started your eight hours of CE yet. You’re scrambling at the last minute, squeezing in hours of webinars, trying to download certificates, and worrying about whether your state regulator will approve everything in time. It’s stressful, exhausting, and not a great way to close out the year.
A Better Approach to Mortgage CE
Instead of leaving your Mortgage CE to the end of the year, imagine spreading those eight hours over the next several months. What if you spent just one hour a month tackling your CE requirements? Think about it: a quick video module during your lunch break, commute, or downtime at home. It’s a much more manageable pace.
By December, you’ll be calmly printing certificates and enjoying the holidays, while everyone else is rushing to finish.
Benefits of Starting Your CE Early
Taking care of your CE early isn’t just about convenience—it has real benefits:
- Protect Your License: Completing your CE ahead of time means no worries about deadlines or last-minute license issues. The NMLS notifications aren’t just friendly reminders; they’re important warnings. Falling behind could mean your license lapses, temporarily stopping you from originating new loans.
- Better Course Selection: Starting early gives you more control over your learning style. You can choose shorter video modules instead of marathon webinars, and tackle each topic at your own pace:
CE is About More Than Compliance
At the end of the day, Mortgage CE isn’t just about fulfilling a requirement. It’s about staying sharp, staying competitive, and staying informed. Keeping current with fair-lending laws, anti-money laundering rules, and new loan products helps you stay ahead in the industry.
Early completion means you’re always audit-ready, with certificates proving your expertise. Your clients trust you more, and you have one less thing to worry about.
Take Control of Your Mortgage CE Now
Don’t wait for the December rush. Start your Mortgage CE now and spread the work over quieter months. Come holiday season, you’ll thank yourself.